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Most owners in the HVAC, Plumbing, and Electrical space think they have a "sales problem." They believe that if they just run more leads or buy more trucks, the cash flow will finally stabilize.

They are usually wrong.

After auditing dozens of operations, I’ve found that the real "silent killer" is Labor Burden Miscalculation.

The $12,000 "Hidden Leak"

I recently worked with a mobile operator where we found $1,000 per month in hidden, redundant spending that was completely invisible on their standard P&L. That’s $12,000 a year in pure profit that was simply evaporating.

In a $1M–$5M trades business with multiple crews, that "leak" is often 5x to 10x larger.

How to Use the Calculator You Just Requested:

When you open the sheet (look for an email from Finity Financial Group), pay close attention to the "Non-Productive Time" section.

  • The Shop Leak: Every hour your techs spend cleaning trucks, attending unorganized meetings, or "waiting for parts" is an hour you are paying for but not billing.

  • The Burden Multiplier: If your multiplier is above 1.6x, you are likely losing money on every job without realizing it.

Want to skip the manual entry?

If your books are a mess or you don't have the time to hunt down your true insurance and tax rates, I can help.

I offer a 15-Minute "Gaps & Traps" Scan where we look at your current numbers together. I’ll show you exactly where your biggest margin leaks are and give you the "Green Light" math for your next hire.